Creative Solutions For Your Employee Benefit Plans
One key factor impacting a business owner's bottom line is employee turnover. Providing employee benefits can be an effective strategy to attract and retain talent; however, the associated costs may sometimes outweigh the advantages. Our goal is to propose the most cost-effective approach to offering high-quality benefits, while also ensuring your business remains ACA compliant and avoids potential penalties. We will also identify opportunities to offset expenses through available tax credits and administrative support services.
The following is a list of benefits and services we may provide for your company
Ability to create and customize ACA compliant health plans that are tailored to fit the needs of your employees, while considering costs to the company’s bottom line.
Health Insurance Plans
*ICHRA (Individual Coverage Health Reimbursement Plans)
Traditional group health insurance plans often experience annual premium increases driven by overall usage. To keep these plans affordable, employers are frequently required to shoulder a larger share of the premium costs. Additionally, group plans demand substantial administrative oversight, ongoing management, and strict compliance with evolving regulations. Their “one-size-fits-all” structure may not meet the diverse needs of today’s workforce.
To address these challenges, our company now offers Individual Coverage Health Reimbursement Arrangements (ICHRA) to our clients. ICHRA plans empower employees to choose health coverage that best suits their individual needs, while employers maintain a meaningful and competitive benefits offering.
Direct Primary Care Options
We are parttnered with local direct-care-physicians in the area that allow members to visit designated physicians and practitioners for annual wellness checks, doctor appointments. These are provided by a monthly low-cost membership fee. There are no minimum participation requirements.
Worksite Voluntary Benefits
According to the 2025 Employee Health & Benefits Trends report, seventy-seven percent of employees say they're more likely to work for an employer that offers voluntary benefits, and 60% say these benefits help them feel more secure about their financial future. On-and-off the job accident policies, short-term disability, critical care and cancer, and hospital indemnity policies offered through many popular carriers.
• Accident Insurance – Financial support when the unexpected happens
• Hospital Indemnity – Coverage for hospital stays and related expenses
• Short-Term Disability – Income protection during recovery periods
• Critical Illness Insurance – Support for major health events like cancer or heart attack
Benefit that is offered to employees that allows access to a portion of their earned wages before their standard payday. This can be a helpful tool for managing unexpected expenses or bridging a gap between paychecks. *Only available to companies with 200 or more employees*
Early Wage Access For Larger Companies
Enollment Technology and Services
We will allow use of enrollment platforms at no cost, promoting more streamlined management of employee benefits. We also have team of licensed insurance consultants that would be available to meet with employees one-on-one to help explain benefits and help with enrollment process.
Work Opportunity Tax Credit Administration
The Work Opportunity Tax Credit (WOTC) is a federal tax credit provided to employers who hire individuals from specified groups that have faced barriers to employment. Employers seeking this tax credit must apply for certification to confirm that their new hire qualifies as a member of a targeted group. Once certification is obtained, taxable employers can claim the WOTC as a general business credit against their income taxes, while tax-exempt employers apply the WOTC to their payroll taxes.
Our company offers a comprehensive WOTC screening and filing service at no cost. We will:
• Conduct interviews with new employees to complete the WOTC application
• File all required documentation with the Department of Labor
• Report all eligible tax credits directly to your company
Studies have shown that employees are more likely to provide accurate and complete responses when speaking with a neutral third party. By allowing us to handle the process, you increase the likelihood of maximizing your WOTC benefits—without adding any burden to your internal team.
If you are interested in our services, please click link and complete our Employer Questionnaire. This helps us to learn more about your business and your current benefits package so we can identify ways to best support your needs.